Processing Times & Transfer Limits for Money Transfer Overseas​

Sending money overseas with Aexpressremit is not only cheaper and more convenient but also really fast! Processing time begins once transactions are booked and payments for these transactions are credited to the Aexpressremit bank account.

Country ​ Processing Times Limits​
Delivery Time ​ Cut Off time ​
Andorra Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Australia T 1.45 pm Australia EDT (M-F)

Note:N/A

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
Austria Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Belgium Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Bangladesh T 1.45 pm Australia EDT (M-F)

Note:N/A

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
Bulgaria Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Croatia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Cyprus Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Czech Republic Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Denmark Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Estonia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Finland Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

France Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Germany Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Greece Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Hong Kong T 1.45 pm Australia EDT (M-F)

Note:N/A

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
Hungary Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Iceland Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Indonesia Near Real-Time 8:00 pm WIB (UTC+7) (M-F)

Note: Delivery through online ATM system connected to banks BRI, Mandiri, BNI, BNI Syariah, Permata, Sahabat Sampoerna, CIMB, SINARMA

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T+1 2:00 pm WIB (UTC+7) (M-F)

Note: Delivery through SKN/RTGS connected to all other banks

Ireland Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

India Instant 24/7

Note: < INR 500,000

B2B: INR 500,000 (approx. USD 6,001)
B2P: INR 500,000 (approx. USD 6,001)
P2P: INR 500,000 (approx. USD 6,001)
T+1 6:00 pm IST (M-Su)

Note: > INR 500,000

B2B: INR 1,500,000 (approx. USD 18,005)
B2P: USD 25,000
P2P: USD 25,000
Italy Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Japan T 10:15 am GMT +9 (M-F)

Note:N/A

B2B: USD 100,000 B2P: USD 25,000
P2P
: USD 25,000
Latvia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Liechtenstein Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Lithuania Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Luxembourg Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Malaysia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Malaysia Instant 24/7

Note: Near real time delivery if receiver’s bank is connected to Duitnow clearing system

B2B: USD 100,00
0 B2P: USD 25,000
P2P: USD 25,000
T Giro - 2:45 PM (M-F) Rentas - 12:30 PM (M-F)

Note: Same day delivery depending on receiver banks' connection to the clearing system, Giro or Rentas

Malta Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Monaco Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Netherlands Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Norway Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Philippines Instant 24/7

Note: Instant via InstaPay for low value transaction (PHP 50, 000 and below)

B2B: PHP 50,000 (approx. USD 899)
B2P: PHP 50,000 (approx. USD 899)
P2P: PHP 50,000 (approx. USD 899)
T 1:45 pm local time (M-F)

Note: PesoNet within the day for large value transaction (PHP 50,001 and above)

B2B: USD 100,000 B2P: USD 25,000
P2P
: USD 25,000
Poland Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Portugal Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Romania Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

San Marino Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Slovakia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Slovenia Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Spain Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Sri Lanka Near Real-Time 2:45 PM (M-F)

Note: Third Party Bank Deposit via CEFT

B2B: LKR 5,000,000 (approx. USD 16,258)
B2P: LKR 5,000,000 (approx. USD 16,258)
P2P: LKR 5,000,000 (approx. USD 16,258)
T 2:45 PM (M-F)

Note: Third Party Bank Deposit via RTGS

B2B: USD 100,000 B2P: USD 25,000
P2P
: USD 25,000
Sweden Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Switzerland Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Thailand Instant 24/7

Note: < THB 50,000 (approx. USD 1,501)

B2B: THB 50,000 (approx. USD 1,413)
B2P: THB 50,000 (approx. USD 1,413)
P2P: THB 50,000 (approx. USD 1,413)
United Kingdom Instant 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

United States T+1 9:45 PM EST (M-F)

Note: The RSP does not support transactions coming from MA FI customers that are also making payments on behalf of their customers (Intermediaries)

B2B: USD 100,000 B2P: USD 25,000
P2P
: USD 25,000
Vatican City Near Real-Time 24/7

Note: Instant delivery through SCT Inst, if receiver’s bank is registered as SEPA Instant member

B2B: USD 100,000
B2P: USD 25,000
P2P: USD 25,000
T 13:45 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT Inst, then the transaction is routed through SCT

Near Real-Time 16:30 pm CET (M-F)

Note: If beneficiary account is not reachable through SCT, then the transaction is routed through Target2

Vietnam Instant 24/7

Note: Na

B2P: VND 300,000,000 (approx. USD 12,167)
P2P: VND 300,000,000 (approx. USD 12,167)
  • SEPA - Single Euro Payments Area
  • Target2 - Trans-European Automated Real-time Gross Settlement Express Transfer System
  • SCT - SEPA Instant Credit Transfer
  • P2P - Personal to Personal
  • B2P - Business to Personal
  • B2B - Business to Business
  • Cut-Off Time - The latest time in any Business Day that a transaction gets processed.
  • Delivery Time - The processing time to complete a transaction
SLA Received by Recipient institution (Indicative) Received by Recipient in his account (Indicative)
Instant 1 hours 2 hours
Near real-time 1.5 hours 3 hours
Same day Same day Same day 00:00 AM
T+1 Next day Next day 00:00 AM